Issue - meetings

Review of Pay Day Loan Businesses

Meeting: 02/02/2016 - Scrutiny Committee (Item 55)

Response of the Cabinet to the Review of Pay Day Loan Premises

The Cabinet considered the Committee’s recommendations arising from the Review of Pay Day Loan Premises at its meeting in December 2015 and

 

RESOLVED that the construction of an appropriate development management policy aimed at controlling, in so far as planning powers will allow, pay day loan shops in Harlow is pursued as part of the future Local Plan.

Minutes:

RESOLVED that the Cabinet’s response to the recommendations from this review is noted.

 


Meeting: 02/02/2016 - Scrutiny Committee (Item 56)

56 Review of Pay Day Loans - powers of the Council as landowner pdf icon PDF 137 KB

Minutes:

The Committee received the final report for the review of Pay Day Loans. Will Hales, Property Manager, introduced the report. Will asked that the Committee note three main considerations arising from any proposal for the Council to resist the introduction of new betting offices or pay day loan premises in its property portfolio:

1.    the financial impact on the Council

2.    the impact on the viability of neighbourhood shopping centres; and

3.    the dangers of establishing a precedent of allowing moral considerations to influence the Council’s choice of commercial tenants.

 

The Committee acknowledged the difficulty of balancing the financial interests of the Council and the local economy with the need to mitigate the harmful consequences of pay day loan businesses. It concluded that imposing restrictions on the Council’s options as a landlord of commercial properties would not be justifiable in the current circumstances.

 

RESOLVED that the Scrutiny Committee notes the content of the report.


Meeting: 10/12/2015 - Cabinet (Item 73)

73 Referral from Scrutiny Committee - Review of Pay Day Loan Businesses pdf icon PDF 126 KB

Additional documents:

Decision:

RESOLVED that the construction of an appropriate development management policy aimed at controlling, in so far as planning powers will allow, pay day loan shops in Harlow is pursued as part of the future Local Plan.

Minutes:

The Cabinet received a report from the Scrutiny Committee that advised of the outcome of its review of Pay Day Loan Businesses and made recommendations for how they might be controlled.

 

Proposed by Councillor Mark Wilkinson (seconded by Councillor Jean Clark) Cabinet:

 

RESOLVED that the construction of an appropriate development management policy aimed at controlling, in so far as planning powers will allow, pay day loan shops in Harlow is pursued as part of the future Local Plan.


Meeting: 20/10/2015 - Scrutiny Committee (Item 33)

33 Review of Pay Day Loan Businesses - interim report pdf icon PDF 86 KB

Minutes:

The Committee received a report for the review of pay day loans. Dianne Cooper, Planning and Building Control Manager, introduced the report. Dianne explained that very few planning applications for betting offices had been received by the Council (only two since 2011) and no applications had been received for pay day loan lenders. Dianne also explained that, in planning legislation, providing they are selling items, pawnbrokers are not distinguished from normal retail premises, even if they also engage in money lending.

 

RESOLVED that the Committee:

 

A     Recommends to Cabinet the construction of an appropriate development management policy aimed at controlling, in so far as planning powers will allow, pay day loan shops in Harlow.

 

B    Receives a report in February 2016 on the appropriateness of controlling pay day loan shops and betting offices in neighbourhood centres through the Council’s land ownership powers.


Meeting: 21/10/2014 - Scrutiny Committee (Item 27)

27 Review of Payday Loan Businesses - scoping report pdf icon PDF 138 KB

Minutes:

The Committee received a scoping report for the review of Pay Day Loan Businesses. Dianne Cooper, Planning and Building Control Manager, introduced the report. Dianne asked the Committee to note that the next stage of the review was contingent on the outcome of the Government’s consultation on changes to planning use classes. The consultation may help determine whether betting shops and payday loan shops are given separate use classes, which will increase the Council’s powers to control them.

 

RESOLVED that the Committee agrees the scope for the Review of Pay Day Loan businesses as set out in the report submitted.